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EMI Calculator
The monthly instalment on a reducing-balance loan, and what the whole thing costs by the end. Useful when comparing a term loan offer against the project it is funding.
Monthly instalment
₹22,493
over 240 months (20 years)
How to read this
Uses the standard reducing-balance amortisation formula on a fixed rate for the full tenure. Processing fees, insurance, prepayment and any rate reset during the term are not included.
For a business loan, the ratio that lenders actually test is debt service coverage, not the instalment alone — we prepare that as part of a project report.
Everything is computed in your browser — nothing you type leaves this page. For a computation on your actual facts, talk to us.
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